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The Bank of Beijing launched its first smart bank in the core area of Zhongguancun on Dec 26, 2014, using many advanced technologies including motion-sensing technology, face recognition, 3D imaging and remote video technology.
The smart bank amply demonstrates the concept of "self-service". Customers can open a card, activate online banking, purchase financial products and apply for loans by themselves.
The Bank first introduced personal credit self-help inquiry machines, remote teller service systems and a micro pre-credit platform which provides remote expert online services.
To date, the Bank of Beijing's Zhongguancun Branch has offered 100 billion yuan ($16 billion) to nearly 6,000 high-tech small and micro enterprises in the Zhongguancun demonstration area. The balance of small and micro business loans ranks first in Zhongguancun.
Edited by Brian Salter
