Industrial Bank Co Ltd said its net profit rose 36 percent to 34.7 billion yuan ($5.6 billion) in 2012.
According to a report released late Thursday, the bank's operating revenue was 87.6 billion yuan, up 46.35 percent year-on-year.
The bank's total assets were 3.24 trillion yuan at the end of last year, up 34.47 percent year-on-year.
The bank's bad loan ratio was 0.43 percent, and the bad debt provisions ratio was 466 percent, up 81 percent from the start of the year, the report said.