The school responsibility insurance is a type of insurance policy, bought by the school for its students. Beneficiaries are compensated if accidents happen to them in the school yard or on campus. It is similar to public responsibility insurance. Since 2003, public kindergarden, primary and middle schools began purchasing this type of insurance.

On top of providing insurance products and services to the schools, insurers and brokers have carried out regular professional training for their own staff, online promotion and a notification program on important issues. Schools, students and parents enhanced recognition and risk prevention, according to CIRC. As a result, the frequency of accidents was 30 percent lower in 2006 than in 2007.

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The full text is available in the January Issue of China Insurance.

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